ZOKHUDZA NDI DESTINY

Harold W. Percival

MUTU V

ZOPHUNZITSA ZAUZIMU

Gawo 4

Ndalama. Mulungu wandalama. Umphawi. Zobweza. Wakuba wobadwa. Palibe ngozi yachuma kapena cholowa.

Nkhani ya ndalama ndi zomwe zili ndi ndalama ndizofunika kuzisamalira mwapadera. The kukhala nawo ndipo kusowa kwa ndalama kumabweretsa lero chikwi chimodzi ndi chimodzi momwe njira za tsogolo kutsogolera. Kuyimira pawokha, kutumikiridwa, kutopa, kuwunika pa chitukuko, kusankha anzawo, mphamvu, mwayi, ntchito, zochulukirapo zosawerengeka za moyo mdziko lapansi, ndizogwirizana ndi ndalama.

Aliyense amafuna ndalama. Ndizoyenera kuti aliyense ayenera kukhala ndi zina. Zowonadi zomwe boma limayesa kuti anthu onse omwe ali pansi pawo ayenera mwayi kupeza ndalama zokwanira chakudya, zovala ndi pogona. Kuphatikiza pa zosowa izi zomwe ena amafuna ndizovomerezeka malinga ndi momwe munthu amakhala mdziko lapansi. Ngati wina alibe mkazi kapena ana, zochepa zimafunikira. Koma maganizo Za anthu zimapitilira ndipo samangofuna zomwe zingakhale zokwanira pa zosowa zawo ndi zomwe amafuna. Amafuna ndalama zapamwamba komanso zowonetsera, mphamvu kuposa ena, ndipo ena amafuna ndalama chifukwa cha ndalama. Ngakhale atakhala ndi zochuluka motani, amafunabe zina zambiri. Nthawi zambiri ndalama, zikagulidwa, zimakhala zopanda phindu. Sigula thanzi, ulemu, kudzipatsa ulemu; silingagule kukonda kapena moyo; kapena ufulu, kumasuka kapena chidziwitso.

Ufulu weniweni ndi zomwe ndalama zimayenera kubweretsa, ndipo ndalama zochepa ndizokwanira. Ngakhale kudziimira pawokha kumasiyanasiyana ndi maudindo awo ntchito padziko lapansi, ndalama zochepa zimafunika kukhazikitsa. Zisamaliro, mavuto ndi chinyengo zimazungulira iwo omwe chikhumbo zoposa zokwanira. Ndalama sizikulitsa ufulu wodziimira pawokha. chimwemwe mkati ndi chitsimikiziro chopanda ndizomwe anthu onse akufuna, koma moyo samawapatsa konse. Njira yayandikira kwambiri ndikudziyimira pawokha, ngakhale ikhale yocheperako. Ndalama ndi imodzi mwazofunikira zazing'ono. Wocheperako amafunikira komanso zochepa zomwe amafuna kuchokera pandalama mulungu, amene angathe kudziimira payekha.

Ndalama mulungu ndi dziko lamphamvu mzimu, adalenga, kukhalabe ndi moyo ndikupatsidwa mphamvu zake, monga zina milungu, mwa kupembedzedwa kwa wochita magawo m'matupi amunthu. Pansi pa dziko lapansi lamulungu uyu ndi ndalama zochepa milungu, milungu yapadera kwa aliyense wa opembedza. Mulungu aliyense waung'ono ndalama, pamtima ndi panjapo, amasamalidwa ndi wopembedzayo, ndikuyimira mulungu wamkulu. Womwewo milungu pitilirani kupembedzera kwa mulungu wamkulu wophatikizika. Izi, kudzera mwa olamulira, zimathandiza olambira ake kupeza ndalama komanso kupewa kuwonongeka, pakuwathandiza mabizinesi opambana ndi maudindo opindulitsa, kapenanso kuti asawasungidwe m'mavuto azachuma. Koma mulungu uyu sangapereke thanzi, kutonthoza kapena ulemu; ngakhale kukonda, sangalalani kapena ndikuyembekeza; kapena kupereka chitetezo kumapeto, tsogolo sichingaletsedwe. Nthawi zambiri wopembedza yemwe wapeza ndalamazo amapembedza ena milungu ndipo imagwiritsa ntchito ndalamazi kukondweretsa ina zilakolako zomwe chuma chake chimaloleza. Mulungu wandalama amalolera pomwe amakhala ndi malo oyamba mu mtima, koma ngati kupembedza kwatsopano, monga kufuna kudzipereka, kuledzera, kufuna kutchuka kusokoneza, iye ndi mulungu wansanje ndikubwezera osati kutaya ndalama, koma ndi kutaya zinthu zomwe ndalamazo zidagula.

Yemwe anabadwira mu umphawi, yemwe amakhala kuti ali pa umphawi ndipo samayesetsa kuthana ndi umphawi wake, ndi munthu wofooka, wopanda nzeru komanso wosazindikira, yemwe adachita zochepa m'mbuyomu motero sanachite zambiri pakadali pano. Adzayendetsedwa ndi njala ndikusowa kapena kubweretsedwa kukonda a omwe amadalira iye kuti ntchito, pokhapokha ngati atapulumuka pa umphawi wadzaoneni. Yemwe amabadwira mu umphawi ndi zolinga, maluso kapena zokhumba zapamwamba, atha kukhala wina yemwe amanyalanyaza zikhalidwe zakuthupi ndikugwiritsa ntchito mphamvu zake kulota komanso kumanga nyumba zachifumu.

Yemwe amavutika mwadzidzidzi chuma chambiri akhoza kukhala yemwe m'mbuyomu adalanda ena chuma chawo, kapena wokana kuteteza ake. Zomwezo zinachitikira ndi phunziroli lofunikira kuti limupangitse iye kumva zosowa zathupi komanso kuvutika komwe kubwera chifukwa cha kutukuka, ndikupanga kuti azimvera chisoni anthu ena zinachitikira izo. Kapenanso kutaya chuma kungafunike ndi tsogolo ngati cheke pa kukulitsa zizolowezi, kapena pokonzekera zina ntchito.

The kukhala nawo chuma chimakhala chifukwa cha ntchito kapena kupembedza m'masiku ano kapena kalelo moyo. Ntchito yakuthupi chikhumbo, kupembedza ndalama mulungu, komanso mosalekeza kuganiza, ndi njira yomwe ndalama zimapezeka. Pamaso pa chinthu chilichonse chidzadalira kuchuluka kwake.

Wogwiritsa ntchito mopanda nzeru m'munda, mgodi kapena shopu, yemwe amagwiritsa ntchito zochepa kuganiza ndipo samatsogolera ake mosamala chikhumbo, ayenera ntchito wolimba komanso wautali kuti athe kupeza zokwanira kuti akhale ndi zochepa. Ndi kwambiri chikhumbo Ndi zina kuganiza, wogwira ntchito amakhala waluso ndipo amatha kupeza zambiri. Ndalama zokha, osati chabe chakudya, zovala ndi pogona — ndiye chinthu chikhumbo, kuganiza imapereka njira yomwe ingagwiritsidwire ntchito. Kenako minda yambiri imafunidwa, komwe ndalama zimapangidwira ndikupanga zazikulu mipata zimawonedwa ndikutenga nawo mwayi.

Kuti munthu apeze ndalama zochulukirapo, ayenera kuti anali ndi ndalama moyo ndipo tapereka zokhumba zina polambira ndalamazo mulungu. Akalipira mtengo wopembedzera, ndalamazo mulungu azilumikizana ndi amuna ena omwe ali ndi zolinga zomwezo, omwe angagwiritse ntchito kupeza ndalama zomwe akufuna, kapena ndalama mulungu adzamuika pamalo pomwe angathe kubwereketsa chindapusa mwachindunji kapena m'njira zosakhudzana ndi unyinji wa ogula msonkho, akapolo antchito, omanga magulu ankhondo, omanga maboma kapena eni chilolezo. Nthawi zina ndalama sizibwera posachedwa, koma kenako amabwera ina moyo mu mawonekedwe a cholowa, zabwino zambiri, mphatso, ma sinecures kapena mapenshoni, osakhalapo ntchito kapena kupembedza. Komabe zinthu ngati izi sizichitika kupatula za ntchito ndi kupembedzera zakale.

Malinga ndi Chabwino or Zolakwika kugwiritsa ntchito ndalama kumavutika kapena kusangalala ndi zomwe ndalama zimabweretsa. Ngati ndalama ndiye chinthu chofunikira kwambiri kukhalapo, samatha kusangalala mokwanira ndi zinthu zomwe amagwiritsa ntchito, ndipo ndalama zimamupangitsa kuti asayanjane ndi zolakwika amatero, ogontha ku zowawa za ena ndi osasamalira zosowa zake zenizeni. Ndalama, kachiwiri, ndi Nemesis yomwe ili mnzake wapamtima ndi okhazikika wa iwo omwe amatsatira. Ndiye amene wapeza zosangalatsa posaka ndalama amapitiliza kusaka mpaka atakhala wothamangitsa. Nthawi zambiri maola a kuganiza Ndipo kulimbikira ntchito kuti achulukitse chuma chake kwawononga thanzi lake ndipo akumwalira munthu wosakhutira.

Ndalama zimatha kutsegulira mavuto ena kwa wolambira ndalama. Atha kugwiritsa ntchito ndalama zake posawerengera kapena kuchita zinthu zoipa. Nthawi zambiri amanyalanyaza ana ake ndi kuwasiya kuti asamalidwe ndi anthu ena. Zitha kudziwika kuti misala ndi kutha kwa banja ndizofala pakati pa ana achabechabe komanso olemera. Nawonso, ana onyengawa ndi omwe amapembedza ndalama za masiku ena. The kukonda a ndalama adawakoka kubanja lolemera, koma ndalama tsopano ndi themberero.

Kusiyana ndi tsogolo la osaka kapena osaka dollar ndi omwe amakhala osakhulupirika komanso osakhulupirika pakupeza ndalama. Ochuluka ogwiritsa ntchito bwino, olemba zofunikira, ogulitsa zachigololo chakudya, achiwembu, otsogola komanso oyenda maubwenzi azachuma, ali m'tsogolo muno akuba wamba kapena olanda. Anthu omwe aliyense payekhapayekha kapena monga mamembala apamwamba amapeza mwa kukakamiza kapena kuchita ziphuphu mwapadera pakavulaza ena, akuba mwalamulo. Otchulidwa awa, akuba ndi oponderezawo, omwe adawapanga, adzapeza kulondola kwawo pambuyo pake, akapezekanso.

Ndipo popanda kubisa zamalamulo, ndalama, malo kapena chiwopsezo, iwo amabadwa achinyengo, ndipo amadandaula zopanda chilungamo pazambiri zawo. Wakuba wobadwa amene amaberedwa kubadwa ndipo posachedwa amabwera achisoni ndiye wakuba wachuma wakale moyo amene analanda kapena kubera ena popanda kuvutika ndi zotsatirapo zake. Tsopano akulipira ngongole zomwe adalowetsa, kaya anali woyendetsa ndege, wogwirira, wowononga wamba, wogulitsa wakuba, wadyera msonkho, chakudya wobala, wopereka ziphuphu kapena mtundu wina uliwonse wabodza kapena wachinyengo; ngakhale machitidwe ake omwe adalembedwa kuti ndi mlandu kapena ayi, anali osakhulupirika, zomwe zinali zokwanira. Ngati wakhala ndi khalidwe wa mbala, kuti khalidwe pamapeto pake amasandulika thupi, pamene iye ali "wakuba wobadwa," yemwe "sanakhale ndi mwayi. ” Amayikidwa chizindikiro, amachotsedwa ntchito, amaweruzidwa kuti ndi wozunzika.

Mavuto akuthupi omwe munthu adayambitsa, umphawi womwe adabweretsa kwa ena powachotsa kapena powalanda katundu wawo, onseyo ayenera kumva zowawa ndi iye.

chimodzi amene amapitilira zokondweretsa ndipo zolipira zomwe ndalama zitha kugula, ndikugwiritsa ntchito ndalama zake kugula, ziyenera kukhala zopanda ndalama nthawi, ndikumva kufunikira kwake. Kugwiritsa ntchito ndalama molakwika kumabweretsa umphawi; a Chabwino kugwiritsa ntchito ndalama kumadzetsa ufulu komanso chuma chambiri. Ndalama zomwe zimagulidwa moyenera zimapereka malo olimbikitsana, kusangalala komanso ntchito za ine ndi ena. chimodzi wobadwa ndi makolo olemekezeka ndi olemera, kapena wolandira ndalama, alandila zake kuganiza ndi machitidwe; palibe ngozi chuma kapena cholowa mwa kubadwa.